Privacy Policy

Baer Insurance Solutions
Last Updated: September 2026 

Baer Insurance Solutions (“Baer,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how information may be collected, used, disclosed and protected when you visit our website, submit a request for information, request an insurance quote, communicate with us, or otherwise interact with our services.

  1. Information We May Collect

Depending upon how you interact with us, we may collect information including:

  • Name
  • Email address
  • Telephone number
  • Mailing address
  • ZIP code
  • Business or company information
  • Type of insurance or coverage requested
  • Vehicle, home, property or business information you voluntarily provide
  • Communications and information submitted through website forms
  • IP address
  • Browser and device information
  • Website activity and referring pages
  • Advertising and campaign attribution information
  • Cookie and similar technology information

We encourage users not to submit Social Security numbers, financial account information, driver’s license numbers, medical information or other highly sensitive information through general website contact or Request for Information forms unless specifically requested through an appropriate secure process.

  1. How We Collect Information

Information may be collected:

  • Directly from you
  • Through website forms
  • When you call, email or communicate with us
  • Automatically through cookies and similar technologies
  • Through analytics and advertising technologies
  • Through insurance providers, agency partners, service providers and other sources when permitted by law
  1. How We Use Information

We may use information to:

  • Respond to inquiries
  • Contact prospective and existing customers
  • Assist with insurance inquiries
  • Facilitate requests for insurance quotes
  • Connect consumers with appropriate insurance professionals, carriers or agency resources
  • Provide and improve our website and services
  • Maintain business records
  • Analyze website performance
  • Measure advertising effectiveness
  • Prevent fraud or misuse
  • Maintain website and information security
  • Comply with applicable legal and regulatory requirements
  • Communicate about products and services where permitted by law

Submitting information through this website does not guarantee coverage, pricing, eligibility or issuance of an insurance policy.

  1. Insurance Quotes and Agency Partners

Baer Insurance Solutions may work with independent insurance agencies, insurance professionals, carriers and other insurance-related organizations to assist consumers with insurance inquiries and quote requests.

Information you provide may therefore be transmitted to appropriate insurance professionals, agency partners, carriers or service providers when reasonably necessary to respond to your request or provide the requested insurance services.

Those organizations may maintain their own privacy policies and legal obligations.

  1. We Do Not Sell Insurance Leads

Baer Insurance Solutions does not sell your personal information or insurance inquiry to unrelated third parties in exchange for monetary payment.

Information may nevertheless be disclosed to insurance agencies, carriers, service providers and other parties as necessary to provide requested services, operate our business, conduct permitted advertising activities, or as otherwise described in this Privacy Policy.

Certain state privacy laws may define “sale,” “sharing,” or targeted advertising more broadly than an exchange of information for money.

  1. Cookies, Analytics and Advertising

Our website may use cookies, pixels, tags and similar technologies to:

  • Operate the website
  • Remember preferences
  • Understand website traffic
  • Measure marketing campaigns
  • Determine how visitors found us
  • Improve website performance
  • Support advertising and remarketing where permitted

These technologies may be provided by third parties such as website hosting providers, analytics platforms, advertising platforms, CRM systems and other technology vendors.

Visitors may have choices concerning certain cookies and advertising technologies depending upon applicable law.

  1. Your Privacy Choices

Depending upon where you live and applicable law, you may have rights concerning your personal information, which may include the right to:

  • Request access to certain personal information
  • Request information about how personal information is used
  • Request correction of inaccurate information
  • Request deletion of certain information
  • Obtain a copy of certain information
  • Opt out of certain sales, sharing or targeted advertising
  • Limit certain uses of sensitive personal information where applicable
  • Appeal certain privacy-request decisions where applicable
  • Exercise privacy rights without unlawful discrimination

These rights are subject to applicable legal exceptions and eligibility requirements.

To submit a privacy request:

[email protected]

We may take reasonable steps to verify a request before fulfilling it.

  1. California Privacy Rights

California residents may have additional rights under California privacy laws.

Depending upon whether Baer Insurance Solutions is subject to a particular California requirement, these may include rights to know/access, delete, correct, opt out of sale or sharing, limit certain uses of sensitive personal information, and receive equal service and pricing when exercising applicable privacy rights.

Where required, Baer Insurance Solutions will honor recognized opt-out preference signals, including applicable Global Privacy Control signals.

  1. Other U.S. State Privacy Rights

Residents of other states may have additional privacy rights under applicable state law.

Baer Insurance Solutions will process verified privacy requests in accordance with laws applicable to the organization and requesting consumer.

  1. Information Security

We use reasonable administrative, technical and physical safeguards designed to protect personal information.

However, no Internet transmission, website, database or electronic storage system can be guaranteed to be completely secure.

Users should not transmit sensitive information through unsecured communications.

  1. Data Retention

We retain personal information for as long as reasonably necessary for the purposes for which it was collected, including providing requested services, maintaining appropriate business records, meeting insurance and regulatory obligations, resolving disputes, enforcing agreements and complying with applicable law.

  1. Children’s Privacy

This website is intended for adults seeking insurance-related information and is not directed toward children.

We do not knowingly use this website to solicit personal information from children in violation of applicable law.

  1. Third-Party Websites

Our website may contain links to websites operated by insurance agencies, carriers, service providers or other third parties.

Baer Insurance Solutions is not responsible for the privacy practices, security, availability or content of independently operated third-party websites.

  1. Email, Telephone and Marketing Communications

If you provide contact information, we may use it to respond to your request and communicate regarding products or services in accordance with applicable law.

Where required, marketing communications will include appropriate methods for managing preferences or opting out.

Consent to receive marketing communications is not a condition of purchasing insurance unless otherwise expressly disclosed and legally permitted.

  1. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our services, technology, vendors, advertising practices or legal requirements.

The “Last Updated” date will identify the most recent revision.

  1. Contact Us

Questions or privacy requests may be directed to: [email protected]

 

Baer Insurance Solutions

 

Built on Trust. Backed by Solutions.

 

WEBSITE TERMS & CONDITIONS

Baer Insurance Solutions
Last Updated: September 2026

By accessing or using this website, you agree to these Terms & Conditions.

  1. General Information Only

Content provided on this website is for general informational and marketing purposes.

Nothing on this website constitutes a guarantee of insurance coverage, premium, eligibility, claim payment or policy issuance.

  1. No Coverage Is Bound Through This Website

Submitting a form, Request for Information, quote request, email, text message or other website communication:

DOES NOT BIND, MODIFY, EXTEND OR RENEW INSURANCE COVERAGE.

Insurance coverage is effective only when properly issued or confirmed by an authorized insurance professional or carrier in accordance with applicable requirements.

Do not use this website or email to request an immediate change to existing coverage unless you subsequently receive appropriate confirmation.

  1. Quotes and Availability

Any insurance quote is subject to underwriting, eligibility, carrier requirements, availability, applicable law and verification of information.

Rates, products, coverages and availability may vary by carrier and state and may change without notice.

  1. No Guarantee of Lowest Price

Baer Insurance Solutions may assist customers in exploring insurance options.

No representation is made that any quote will be the lowest price available in the marketplace.

Insurance decisions should consider coverage, exclusions, limits, deductibles, carrier terms and other factors in addition to price.

  1. Accuracy of Information

You agree that information submitted in connection with an insurance inquiry or quote request will be accurate and complete to the best of your knowledge.

Incorrect or incomplete information may affect insurance eligibility, pricing or coverage.

  1. Third-Party Insurance Providers

Baer Insurance Solutions may work with insurance agencies, insurance professionals, carriers and other organizations.

Insurance products and services may ultimately be offered, quoted, processed, underwritten or issued by third parties.

Their terms, underwriting guidelines, privacy practices and contractual requirements may apply independently.

  1. Geographic Availability

Insurance products and services are available only where appropriately authorized and permitted.

Website accessibility from a particular state does not represent an offer or solicitation where such activity would be prohibited.

  1. Website Content

We make reasonable efforts to maintain accurate information but do not warrant that website content will always be complete, current or error-free.

Insurance descriptions on this website are summaries only.

Actual insurance policies, endorsements, exclusions, conditions and carrier documentation control in the event of any difference.

  1. Emergencies and Claims

Do not rely on website forms for emergencies.

Existing customers should follow the applicable insurance carrier or servicing agency’s procedures for reporting claims, emergencies or time-sensitive coverage matters.

  1. Intellectual Property

Unless otherwise indicated, Baer Insurance Solutions owns or is authorized to use the website’s branding, original copy, graphics and other proprietary content.

Unauthorized reproduction or commercial use may be prohibited.

Third-party names, trademarks and logos remain the property of their respective owners.

  1. Third-Party Links

Links to external websites are provided for convenience.

Baer Insurance Solutions does not control and is not responsible for independently operated third-party websites, their content, security, availability or privacy practices.

  1. Website Availability and Security

We do not guarantee uninterrupted or error-free access to the website.

Users may not attempt to interfere with website operation, gain unauthorized access to systems, introduce malicious software, scrape protected content unlawfully or use the website for fraudulent or unlawful purposes.

  1. Limitation of Liability

To the fullest extent permitted by applicable law, Baer Insurance Solutions will not be liable for indirect, incidental, special, consequential or similar damages resulting solely from use of, inability to use, or reliance upon this website.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

  1. Privacy

Use of this website is also subject to our Privacy Policy and applicable privacy choices/notices.

  1. Changes

We may modify these Terms periodically.

Continued use of the website following an update constitutes acceptance to the extent permitted by applicable law.

  1. Governing Law
  2. Contact

Baer Insurance Solutions
[email protected]

Built on Trust. Backed by Solutions.